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I don't know why everyone is so high. I am 24, single with no accisents but 4 speeding tickets. Not an AMA member and did take the MSF course, but that didn't help. I am with State Farm, and have an F3. I pay $27 a month for full coverage, and no lay-up in the winter months. So, who knows...

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Rub those pegs raw!
 
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