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Discussion Starter #1
iam finishing my bike course this weekend and looking to get a bike next week, i went to get a insurace quote and got
Honda CBR600 2000-$3600
Kawaski ninja 500-$1600
Iam 17
all price in cdn and after bike course discount

they said the reason so much difference is that CBR is sport bike and ninja was kinda semi sport, so i am asking what should i get for a begginer, If i get the ninja which will save me thousands can i add my own body on it to look more aggresive?
 

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Sounds like your riding a Ninja :rolleyes:


Seriously, it really varies by company policy on how they look at and price different people and vehicles.

I recently saved $2400/year on my car insurance going from State farm to Mercury Casualty!! For The Same Coverage and deductibles! ~~ Ya gotta shop around.
 

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Granted I have the minimum insurance allowed by the Powers of Massachusetts on my F3, but I pay $145 a year. Sounds like you've gotten a few too many speeding tickets ( :eek: ) or you need to do some more shopping. In Massachusetts, anything over a 600 cc is subject to a surcharge.
 

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Discussion Starter #4
i got no speeding tickets, claims, charges, accidents... they said when i get to 25 it will go down LOL guess i should find another company... but for a 17 year old with a 2 week license how low can it get?
 

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There are way too many variables to try to give you a figure of what you should be paying. But being that you are very young and inexperienced (in the insurance companies pov) you're not gonna get the super good rates. I would ride the EX500 for awhile, its still a fun bike!
 

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Discussion Starter #6
yea young and inexperinced iam paying $400/month on my 2001 Tiburon and that was the best quote out of 10 companies...

is there body kits for the ninja 500?
 
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Call canadalife insurance. They usualy have the best rates.

But a ninja 500 is an awesome bike.
 
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Neospite said:
yea young and inexperinced iam paying $400/month on my 2001 Tiburon and that was the best quote out of 10 companies...

is there body kits for the ninja 500?
Yes.
 

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I definitely recommend Canada Life insurance too. I payed $900 a year, when i was 21 years old, had only a learners permit (M1), had a bunch of speeding and traffic tickets, and a car acciddent (my fault). It was just liability, plus fire and theft, on a 1987 Ex 500 but I thought it was a decent price, especially compared to my regular insurance company who quote me a $1000 more.

I think the Ex 500 (Ninga 500r) is a great first bike.
 
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Hysyde said:
I definitely recommend Canada Life insurance too. I payed $900 a year, when i was 21 years old, had only a learners permit (M1), had a bunch of speeding and traffic tickets, and a car acciddent (my fault). It was just liability, plus fire and theft, on a 1987 Ex 500 but I thought it was a decent price, especially compared to my regular insurance company who quote me a $1000 more.

I think and Ex 500 (Ninga 500r) is a great first bike.
That's not a good price.
 

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is there body kits for the ninja 500?
Have you been looking at the Ninga 500's without the chin fairing? As long as the have the chin fairing I think they're a pretty decent and clean looking bike.
 

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14$ a month for an R6!! I would kill for rates that cheap!

Yes, State Farm Insurance is avaiable here in Canada but I've never had it recommended by a fellow rider around here. Maybe I'll have to check them out.
 
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