Ok, pretty much I 've got it narowed down to either a 98-00 R1 or a 99-00 R6. I really want the R1 but my insurance company doesn't seem to think it's a god idea. Are the first gen. R1's really as hard to ride as everyone makes them out? I'm fairly competent on a bike, I've had my endorsement for 4 years now and I've rode dirt since I was like 12. But I don't want something that's going to try and kill me everytime I ride it because it's going to have to go liability only on insurance for a month or two until I could get it paid off. I can obviously save alot of $$$ going with the R6, but my concern is that by the end of next season when I'm used to the 6 I'll be wishing I'd spent a little more and went ahead and bought the R1. This is one of those situations where the pros and cons weigh out pretty much even, so let me know what you guys think.