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Discussion Starter #1
What are the insurance coverages that most riders have?
Eg: you, your friend, grandmother, great grand-pa . . .


progressive.com - edited to shorten
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**BODILY INJURY & PROPERTY DAMAGE LIABILITY** - - - LI
Bodily Injury and Property Damage Liability covers your legal liability for an accident where there is injury to another party or damage to someone's property, up to the limit of liability you select.


**COMPREHENSIVE & COLLISION** - - - FC
- Collision Coverave, your insurance company pays for damage to your vehicle when you collide with another vehicle or object.
- Comprehensive Coverage, your insurance company pays for damage to your vehicle caused by an event OTHER than a collision, such as fire, theft, vandalism, stolen, animal, flood


**UNINSURED / UNDERINSURED MOTORIST ** - - - UM
When the third-party at-fault party does not have insurance, it will cover damages you incur that the at-fault party is legally liable for, such as medical treatment and lost wages.
So, if the third-party cannot pay all outstanding fees, your insurance will pay the gap


**MEDICAL PAYMENTS** - - - MP
Medical Payments coverage pays the cost of necessary medical care you receive as a result of a motorcycle accident and can be used regardless of who is at fault. Medical Payments only applies after your other medical insurance is exhausted.
covers lost wages/services, funeral coverages, & medical

** PERSONAL INJURY PROTECTION** - - - PIP
Covers Lost wages/services. It is similar to medical payments(above)


**CUSTONE PARTS & EUQIPTMENT (CPE)** - - - CPE
CPE covers equipment, devices, accessories, enhancements and changes, other than those that the manufacturer originally installs, that alter the appearance or performance of the motorcycle.


**ROADSIDE ASSISTANCE ** - - - RA
Roadside Assistance coverage provides towing to the nearest repair facility and necessary labor at the place of disablement.
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there was going to be a poll - - - but there is just too many options
 
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