I was reading a post about a guy standing up for a fellow rider, way to go brother, and anyway something was mentioned about dude wrecking and messing up insurance. I had a bike a couple years ago, got it when i was 18 had it until 21, then for the past 3 years I havent had one. Is it really difficult to get insurance now? Dos anyone have any suggestions? I'm 24 now and have a decently clean driving record nothing serious, couple tickets and thats it. only one in the past 3 years. Willi be screwed on insurance?