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Discussion Starter #1
Hey all, im 17 and have wanted a motorcycle my whole life. And i mean...my whole life. Im very into the car scene, i currently have once very fast little modded mr2 turbo. Oh how i love it, but ive always been wanting more. Thats where the bike comes in. Here are my questions:

---What does FL require for insurance, do i need to get it? I will be getting a ninja ex500 or maybe a 6 if i can find one for a good price, but like i said, ill prob get the 500. And it will be a used one, i would like to spend less than 3000 on one a few years old. Ist there something saying if my bike is less than XXX $$$ then i dont need insurance?

---Where in florida can i take the msf class? (I live in fort myers.)

---I have never ridden a bike before and how would the whole getting license thing go.... this is what i thought ---> take class--learn to ride--get waiver--go to dmv--pass written--get license--get bike/safty stuff----and its go time!!!!

--How expensive is it to maintain..oh...say a 96 ex500? after the bike, i wont have that much $$. Oh, and im very mechanical, ive been working on cars for ever, so i will be working on this myself. Thx! :D :cool:
 

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This is going to be more expensive then you figured on.

The other questions can be answered by others, still you had better set aside a decent some for protective riding gear & above all remember that m/c parts are like their wt in gold & do not have the life of a cage vehicle.
M/cis is a fun sport, but it is COSTLY even if one is learning to ride & handle the bike & doing sensible riding on it.!!!!!
 

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GoTime-

Welcome to the wonderful world of riding. Once you get that bike, your MR2 will become a bastard child that never leaves the garage.

Follow the link for MSF questions http://www.msf-usa.org/pages/MAIN1.html

Can't help you with the FL insurance questions.

If 3G's is what you have to spend, don't forget about gear. You might have to look at cheaper rides.
 

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Discussion Starter #4
yeah, i have kept in mind the gear. Im buying a helmet soon for autocross anyway, and im just gona get a good m/c one. But i mean less than 3000 on the bike, so have have $$ for the other nesesities. I was thinking like...94-96 ninja 500.
 

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Good choice

Good choice of your first bike. Just PM basicblur. You will learn soon that he knows more about kawasakis than Kawasaki.

Once you've ridden a sport bike, fast cars won't have their former thrill. You'll be looking for a good pickup truck soon.
 

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Discussion Starter #6
nooooooo if this will make me think (which i know it will) that my 300hp mr2 is slow.....then forget it!!!! :crying: :D :D

oh well, i have the need for speed, but once i get the bike all i will have is fear and repect. which means no fooling around.

anyway, anyone know about the insurance in FL cost?
 

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I know exactly where you're coming from GoTime, I also live in FL and wanted to ride since I was a kid. I took the MSF course when I was 16, and have been riding for the last 3 years since then, with a motorcycle as my only form of transportation. Taking the MSF course is definitely the first thing you want to do. It is administered over a weekend, and after successful completion, you will know the basics of riding. If you complete the MSF, you can take your proof (a MSF card) to your DMV and they will put a Motorcycle Also endoursement on your liscence. As for your other question about insurance, its kind of a touchy subject. Check out this website for more details:

http://www.hsmv.state.fl.us/ddl/motorcyclefaqs.html

Theoretically, you do not have to have insurance, but I would highly recommend it. It may be more expensive than your car insurance, especially because of your age, but when you go down the first time, you will appreciate it. Trust me, no matter how careful you ride, its a law of nature that you will toss your bike sometime. Luckily for me, of the three times I've been down, all were my fault and did not involve cars or major injury. I've only had to make a claim with my insurance company for one of those accidents (the last one that "totalled" my CBR900rr:( ), but it payed off in the end.

A 500cc Ninja is a good choice for your first bike. I was actually considering one for mine. Luckily I was able to ride my Dad's 1980 Yamaha XS1100 ("Old Big and Heavy") for a the first six month while I was learning the ins and outs(dumping of your steed) of riding. However, when it came time to get my own bike, I felt that I had to get a real sportbike. My first bike was a 1994 Honda CBR900rr, maybe a little overkill for a beginner, but I was careful and I survived. Now, after my last accident where my bike was written off, I have the best bike on Earth: a Suzuki TL1000R!!!!!!!!!!!!!!!!!!

Make sure you do get safety gear: a good motorcycle jacket (saved my hide three times so far), a DOT/ Snell approved helmet, thick leather gloves, and some sturdy boots. Check out www.motorcyclegearreview.com for some opinions.

Anyway, check out that page and get back to me if you have any other questions. Later
 

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Discussion Starter #8
That was some great info. So wait, youve been riding since you were 16? So im guessing you can have a m/c license at 16, but you cant buy (w/o parents) a bike till you 18.

How much does it cost to take the msf course?

Also, whats this i hear of "jetting kits" what exactly do they do. like stage 3 jet kit...what is that?
 

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jet kits have different needles and the like for the carbs. motorcycles, to pass epa laws, are run lean. jetting helps with it that.

i personally think jetting is one of the few modifications that a new rider should ever concider when buying a bike. they help smooth out throttle response. they might a tenth or two of horsepower (sometimes much more), but what they do for smoothing a bike is well worth it.

do either of your parents ride? is either one cool with the idea of you riding? if so, they may be able to help on the insurance front. especially if you buy a bike with stock pipes, since mister2 is probably fairly loud (even with the turbo). just tell them that this isn't gonna be like your mr2. it's just gonna be transportation. cheap, fun transportation. if they say no, tell you found this really cool chevelle. it's go a 502 crate motor putting out 500hp. then ask what drum brakes are and tell them that the guys said it doesn't have power brakes, does that mean it doesn't have abs? tell them all it needs is seatbelts and mufflers and it'll be ready to rock and rock. since, you couldn't get the motorcycle, you thought this would be fun and cheap.
 

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Discussion Starter #10
well, my parents are strongly against it. that is why i dont know if i can afford the insurance.

but anyway, my parents will have nothing to do with this, and loudness isnt really an issue.
 

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Mister two.

I went from driving a 91 MR2 turbo to my CBR 900 RR and now I'm selling the MR2. ;)

Seriously, every "streetable" car is slow once you own a bike that can do 0-60 in under 4 seconds.

I justified buying a fast bike by telling myself that since I have raced a lot in my car on the track I have good respect for breaking distance and cornering speeds. And that has worked out well for me. Haven't had any accidents at speed but I've dropped it a few times in parking garages. What is it about that slick cement anyway that makes the bike just fall over?

I would still give you some big warnings about respecting the bike. But if you've owned a 300 hp MR2 and can keep it from fishtailing coming out of corners than you have a pretty good idea of how to control the throttle, fishtailing the bike coming out of corners is no fun. And I believe the newest gen MR2's are probably some of the hardest to drive vehicles out there. Very touchy and tailhappy.
 

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Discussion Starter #12
yeah, i dont ever (ever) touch the gas too hard on a turn in the mr2. The newer mr2s shouldnt be like what you said. b/c they arnt really as much as a car as teh 91-95 turbo. they are kinda for the older richer ppl, who dont want to go fast. i mean they only have 135 hp lol!!

anyway, yeah i belive i could ride saftly, only b/c you would never see me weaving in and outa cars like a maniac. i would never push the bike. i have a good sense for what the limits are. im am an autocrosser :D

but, oh well. the only thing that can get in my way is insurance.
 

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Hey I resent that

I have one of those 'slow' new MR2 (Spyder)'s. I love the old MR2's, don't get me wrong... but don't hate on the new ones either . It's a true sports car in every sense, it's supremely light and very quick (and as you know the midengine RWD makes for great four wheel drifts :D ). Your car sounds awesome, but the new Spyders are great fun (unless you are strictly a drag strip junkie) and also real driver's cars.

But... I'm selling the thing anyway. Whomever said it above was 100% right, fast cars just totally lose their appeal
:eek: when you can ride a 100 horsepower bike weighing less than 400 pounts (do the math).

And since you seem to be a horespower fiend... don't even try to start hating on my 600 :mad: I find people who find 600's slow to be one of two things #1 the most talented bench racers or #2 people who have never ridden one. Call me slow after I dust that $1mm McLaren in the next lane over :twofinger . Don't get me wrong... I suck :( but let a really talented rider get on the thing on a close technical course, and all the R1's and GSX 1000's in the world are watching cute 600 taillights.
 

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From some other Threads/Posts I am to understand the MSF course is from $150.00 to $200.00 & well worth it, for just one of many things they teach you might save you from dropping the bike at nil speed & be looking a over $500.00 or more in damages due to the plastic & such that tend to break or crack to easy plus possibly a bunged up control lever, mirror & signal light ---- one never knows what a simple little spill will cost. True I have never taken such a course for in my time there was no such thing ---- we learned the HARD WAY. Such corses were starting when I was wll past my prime in m/c racing & yrs or riding experience.
Mind you I would be suggesting that you take aim at something like one of the vertical twin of 500 to 550cc as they do NOT have peaky engines & so better at low rpm smooth pulling --- ideal for a newbie yet still fast off the stop light & can take one up to 100mph.
 

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Since no one has really addressed the insurance question for you it goes like this...

If you pay cash or get a loan that doesn't use the bike for collateral you can carry liability only which will run well under $200 a year and probably well under that for an ex500.

If you have to carry full coverage due to bank.loan requirements there's only one way to find out how much $$$$, call an agent or 5. I would be VERY surprised if an ex5 would cost more than $500 a year even for a teen but who knows.

If you carry just liability on a $3000 bike and ride relatively safely you ought to be economically safe. The chance of you having a total financial loss that is all your fault (single vehicle or at fault) is slim. Mostly you're gonna drop it a few times and scratch it a bit but nothing worth more than a few bucks for clutch/brake levers is likely to suffer. Best of all you can TRY to find a bike with some scratches already on it so the minor cosmetic damage is already there and you get a cheaper bike that holds it's current value even if you add a few more scratches.

Unless you get a screaming deal on full coverage I say skip it until you get a bike worth a bunch more.
 
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