liability coverage question - Sportbike Forum: Sportbike Motorcycle Forums
 
LinkBack Thread Tools Display Modes
post #1 of 4 (permalink) Old 12-11-2005, 06:07 PM Thread Starter
 
Join Date: Sep 2005
Posts: 70
liability coverage question

If i just get liability coverage only then does that mean that they will only cover the expense of me hitting someone else??
Also, is this a good idea and if not, why not? What is comprehensive coverage exactly and should i get collision and comprehensive, both or none..I appreciate the help because i just started looking at insurance and I don't understand what I should do and how it works..thanks a lot
m3atwad is offline  
Sponsored Links
Advertisement
 
post #2 of 4 (permalink) Old 12-12-2005, 12:30 AM
 
Join Date: Sep 2005
Posts: 66
its the same as car insurance, liability pays for the other guys damage and medical. if your bike is stolen, vandalized, wrecked its on your dime. if you have full coverage then it will be taken care of completely no matter what happens. i prsonally don't have full coverage for the only fact of pricing, i pay like 48$ a month with geico. i may raise that, now that i just hit a deer in my talon, luckily that was fully covered. its a personal thing, if you feel your accident prone or live in a place where your bike is not secure, i would go full coverage, but its your decision, you just have to have the state minimum to be legal.
Titanium6r is offline  
post #3 of 4 (permalink) Old 12-12-2005, 03:33 AM
Dad
Registered User
 
Join Date: Oct 2000
Location: Pittsburgh Pa
Posts: 4,230
As above but the addition of comprehensive. That's in the middle and covers theft, etc. Just about everything except you wrecking the vehicle on your own. That's what I carry but understand that many companies won't offer that on a bike. Liability or full, no between. I was advised that was because of the potential for fraudulent claims. Don't know that to be true.

Keeping the "Hap" in "Happy Holidays"!

Regime change begins at home.

Blind patriotism is worse than no patriotism.
Dad is offline  
 
post #4 of 4 (permalink) Old 12-12-2005, 06:30 AM
 
Join Date: Jan 2004
Posts: 1,151
Yep, in NJ I don't think any company offers comprehensive. So I have full coverage.. and pay $107/month.
Unas_the_Slayer is offline  
Sponsored Links
Advertisement
 
Reply

Quick Reply
Message:
Options

Register Now



In order to be able to post messages on the Sportbike Forum: Sportbike Motorcycle Forums forums, you must first register.
Please enter your desired user name, your email address and other required details in the form below.

User Name:
Password
Please enter a password for your user account. Note that passwords are case-sensitive.

Password:


Confirm Password:
Email Address
Please enter a valid email address for yourself.

Email Address:
OR

Log-in










Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page
Display Modes
Linear Mode Linear Mode



Posting Rules  
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

 
For the best viewing experience please update your browser to Google Chrome