Join Date: Apr 2002
Location: Terrible Hole, IN
Did your dad cosign for your truck, or is it completely in his name? If it's cosigned then it is on your credit as well. Even if you need a cosigner to get a bike it will still help you build credit.
As far as what they look at, it's a combination of income, debts, revolving credit (which it sounds like you have very little, which is good), etc. They also look at how many times your credit report has been accessed in the last 6 months or so. Multiple requests on it can indicate that you're trying to open all kinds of credit lines. I'm not sure they so much look at where you work as they do how much you make and how long you've been there.
The God of the Old Testament is arguably the most unpleasant character in all of fiction: jealous and proud of it; a petty, unjust, unforgiving control-freak; a vindictive, bloodthirsty ethnic cleanser; a misogynistic, homophobic, racist, infanticidal, genocidal, filicidal, pestilential, megalomanical, sadomasochistic, capriciously malevolent bully. - Richard Dawkins, The God Delusion