is salvaged bike more expensive to insure? - Sportbike Forum: Sportbike Motorcycle Forums
LinkBack Thread Tools Display Modes
post #1 of 4 (permalink) Old 07-31-2002, 02:24 AM Thread Starter
Join Date: Jun 2002
Posts: 62
is salvaged bike more expensive to insure?

wassup all,

i'm still looking for my first bike and came across a bike that is salvaged. since it's my first bike, i dont really mind what bike i get.

of course this bike is not like ALL MESSED UP. supposedly, it only had cosmetic damage but it was totalled and now it has all brand new parts.

anyway, my question is, are salvaged bikes more expensive to insure? my friend tells me its more expensive cuz a salvaged automobile is more dangereous to operate. it makes sense but is it true?
beksa is offline  
Sponsored Links
post #2 of 4 (permalink) Old 07-31-2002, 07:52 AM
Join Date: Jun 2001
Posts: 1,698

Just the opposite. A salvaged titled bike is less to insure because most insurance companies won't give you full coverage, probably just liability. Of course, the downside is that you will not get much for the motorcycle when you eventually sell it. Not a big deal since you won't have paid as much in the first place.

Just make sure you have the bike checked by someone who knows bikes, on the off chance the seller is lying to you.
elo is offline  
post #3 of 4 (permalink) Old 07-31-2002, 09:16 AM
Join Date: Jun 2002
Posts: 9
Someone I know recently bought a salvaged bike and the problem was not getting it insured or expensive insurance it was getting it registered. I would check out the laws in your state on salvaged vehicle registration because you may have to wait a long time to actually be able to ride.

Just my two cents.

stockl is offline  
post #4 of 4 (permalink) Old 08-01-2002, 10:06 PM
Join Date: May 2002
Posts: 106

I know that State Farm will insure salvaged titled vehicles. I was going to buy a salvaged titled 300ZX Twin Turbo and they were going to give me full coverage. They were going to have it inspected by one of their recommended shops first. But they told me that if I got into an accident that things may be discovered then that weren't discovered at the time of purchase. So you take your chances. And California will register a salvaged title. It must be disclosed up front. But, the owner before you already did it I'm sure. Otherwise you probably wouldn't have know. You can have your insurance company run a VIN check on that bike to see the status. Just tell them you're considering buying it and they should help you out.

Just one question though. With all of the good used bikes that haven't been salvaged, why would you trust your life to something that you know has been put back together. And you cannot be positive that whoever put it back together didn't cut some corners. Most of us push our bikes in an open straight away or out in the back roads. The wrong time to find out about something that the previous owner forgot to tell you is at 100+ MPH. It may be a good deal, but is it really worth it? Something to consider. What ever you do, good luck...........JB
JBinSD is offline  
Sponsored Links

Quick Reply

Register Now

In order to be able to post messages on the Sportbike Forum: Sportbike Motorcycle Forums forums, you must first register.
Please enter your desired user name, your email address and other required details in the form below.

User Name:
Please enter a password for your user account. Note that passwords are case-sensitive.


Confirm Password:
Email Address
Please enter a valid email address for yourself.

Email Address:


Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page
Display Modes
Linear Mode Linear Mode

Posting Rules  
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

For the best viewing experience please update your browser to Google Chrome