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post #1 of 7 (permalink) Old 02-11-2004, 05:57 PM Thread Starter
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seasonal insurance???

Does anyone know insurance companies that offer this. For those who dont know what i mean, its the kind that you can get coverage during certain months but during the winter cold months you can get taken off the plan so you dont have to pay for months that you are not riding.
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post #2 of 7 (permalink) Old 02-11-2004, 06:03 PM
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All the companies that i deal with just do it for the whole year then refund what you dont use or credit it.. Best way to do it.. ull never know what the weather is gonna be.. or you could just pay month by month.. i ride 8 outta 12 months... depends on ur location and what kinda weather u are ridin in.. shop around.. good luck..
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post #3 of 7 (permalink) Old 02-12-2004, 05:58 AM
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As mentioned before, just set it up on a month by month payment, then cancel when you stop riding. You should be able to do this with any provider.

This also assumes that you own your bike. If there is a lien on it, the lien holder will almost always require full coverage at all times.

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post #4 of 7 (permalink) Old 02-12-2004, 11:08 AM
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You will need to discuss the months the bike is taken out of and back into service. I have it on my bikes, but I know that other insurance companies do it on cars, so probably true with bike insurance companies, you just have to ask.


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post #5 of 7 (permalink) Old 02-12-2004, 12:36 PM
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My progressive statement here in NY says it is a reduced rate to reflect minimal winter usage. Although you're further south so I'm not sure at what point they pull that out.
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post #6 of 7 (permalink) Old 02-15-2004, 08:03 AM
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I have State Farm here in KY, and during the winter months i pay $12 for full coverage. All i have to do is go down there tell them im storing the bike, and i have to wait a minimum of 2 months to start it again. just give em a call and thats it
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post #7 of 7 (permalink) Old 02-17-2004, 10:26 AM
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What ever you do dont cancel it and not have insurance. If you have it title and taged in maryland they will send you a letter requesting proof of insurance that you have get from your insurance company and send all the paper work back in to the MVA. As for insurance I go with State Farm they cover the bike not the rider and it is the cheapest i have found. I have my cars and home on there too so they give me an even better discount. If you want my agents info just call and see what they can do for you just let me know.
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