Pansies, the both of you
I routinely ride 50 miles to work in the mornings in temperatures in the mid 30s. 'Course, it warms up to the 50s or 60s by the time I leave for home, but hey, one hour in 35 degree weather will make you appreciate heated handgrips, opposed pistons (to keep your feet warm), and electric vests.
When I was younger and even more stupid than I am now I rode in 17 degree weather for about five miles. Worked the graveyard shift at a convenience store in Kansas and had to get home. A front came through in the night and dumped a few inches of snow on the ground. The road crews had cleared it off the roads, but I ran into about 100 yards of ice on the way home. Luckily the salt had melted the snow, and the ice was kinda chunky instead of smooth. I didn't go down, but I still remember telling myself "...don't breathe, don't roll off the gas, don't get on the gas, don't blink..."
These days, being older, wiser, and richer, I take a car when it gets below 35 degrees. Attired properly, I can ride all day in 35 degree weather, but I draw the line when there may be ice on the road.
[Edited by photobug on 01-01-2001 at 11:28 AM]