Friggin' Banks - Sportbike Forum: Sportbike Motorcycle Forums
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post #1 of 22 (permalink) Old 06-11-2006, 05:27 PM Thread Starter
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Friggin' Banks

This is my rant du jour

So the last few days I'm out riding...when you ride you need to fill your tank. I almost always pay at the pump with my debit card. So I'm looking at my online bank statement and low and behold... you get charged each time you insert your card into the gas pump island. I show a charge of $1 each time I use the pay at the pump feature. There is no debit or credit feature on those things. Whey the eff is it using debit by default and charging me for it. It may not seem like a lot of cash. But if you add all that up, all the times I top off because I'm at a gas station or topping off for the eff of it. For instance, I usually top off at the gas station before I go home for the day. Then the bike is put away with a full tank when I'm ready to ride it next. There are days that I use the pay at the pump feature 5-6 times. Saturday for example I filled up 5 times. So these charges coupled with exhorbanent gas prices seem to me a bit ridiculous.

In the past I have tired using like Mobil speed pass. Great idea, but you can only use the speedpass like twice in a 24 hour period. It is a safety feature that they will not bend on. This was a few years ago. The distances I ride and the places I go, who knows what gas station is near. So getting a store specific card is ridiculous. I don't have any charge cards...don't need them. Looks like I have to get a credit card, use it only for fuel, then pay that effer off at the end of the month. I need another monthly bill like I need a hole in my head.

Makes me wonder who is giving to me harder...the damn banks or the dam oil companies.

My rant is done. Please continue with your regularly scheduled post whorring.


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post #2 of 22 (permalink) Old 06-11-2006, 05:34 PM
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I would question your bank on that Doc... I used my debit card religously till I got a world perks visa (love those free flights) and I NEVER got charged to a fee to use it at a pump

Maybe changing your checking account to another checking program or changing to another bank is the answer instead of getting a credit card...

Also if it's just because they process it as a debit .. chose the credit key instead of debit on the pump....???

See aren't you glad you didn't have to pay at the pump Sat now

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post #3 of 22 (permalink) Old 06-11-2006, 05:50 PM Thread Starter
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Quote:
Originally posted by DreamRyder
I would question your bank on that Doc... I used my debit card religously till I got a world perks visa (love those free flights) and I NEVER got charged to a fee to use it at a pump

Maybe changing your checking account to another checking program or changing to another bank is the answer instead of getting a credit card...

Also if it's just because they process it as a debit .. chose the credit key instead of debit on the pump....???

See aren't you glad you didn't have to pay at the pump Sat now

xoxo
E.
I use LaSalle Bank (formally Standard Federal Bank), they're huge; not like a small time bank or credit union (wherein may lie the problem). There is no credit/debit option on pay at the pump. If I'm not mistaken the World Perks is a credit card through US BANK, my corporate credit cards are World Perks. I've also called LaSalle Bank and inquired. They are saying because it is being used as a debit transaction, I get charged. That is my point...why is it defaulted as a debit transaction with no choice of credit? If it is a credit transaction there is no extra charge above the original purchase amount, according to LaSalle Bank.

LOL...that lack of pay at the pump stuff is kind of funny. We as city slickers are so used to it.


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post #4 of 22 (permalink) Old 06-11-2006, 06:15 PM
 
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I vote get a new bank. I use my debit card and don't get charged anything.
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post #5 of 22 (permalink) Old 06-11-2006, 06:30 PM
 
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Quote:
Originally posted by Bluto
I vote get a new bank. I use my debit card and don't get charged anything.

+1
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post #6 of 22 (permalink) Old 06-11-2006, 06:30 PM Thread Starter
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Quote:
Originally posted by Bluto
I vote get a new bank. I use my debit card and don't get charged anything.
Word.

Charter One seems to be calling my name.


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post #7 of 22 (permalink) Old 06-11-2006, 07:59 PM
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Huntington charges me a fee if I pay with debit, BUT, if I use it as Visa, no charges... I found this out after $20 in charges..
post #8 of 22 (permalink) Old 06-11-2006, 08:39 PM
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After you saying you had lasalle i just checked my online statement and im not getting charged a dollar?

Thats wierd, i don't ever get charged for using it.

-Nick


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post #9 of 22 (permalink) Old 06-11-2006, 09:32 PM
 
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I have National City and I have never been charged extra.
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post #10 of 22 (permalink) Old 06-11-2006, 10:45 PM
 
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Quote:
Originally posted by DocThee
Word.

Charter One seems to be calling my name.
By supporting them, you're supporting me, thanks! Charter One is our biggest customer for flying cancelled checks!
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