Join Date: Feb 2005
Location: Queensland, Australia
Race trim shouldn't affect theft coverage. If you'd crashed it on the track, then I could see your insurance company walking.
The minute you arrange your insurance, you should be covered by a cover note. Generally, you then get a couple of weeks to pay the premium. You'll have to pay the premium before they'll let you make the claim.
At least, that's how it works over here... Good luck.
In God, we trust; all others must provide data.