If she pulls it off she's got my vote - Sportbike Forum: Sportbike Motorcycle Forums
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post #1 of 65 (permalink) Old 10-10-2005, 04:29 PM Thread Starter
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If she pulls it off she's got my vote

Don't know exactly if this includes bike insurance but I know those of us with less than stellar driving records could really use it. And if she pulls it off I'll have to vote for her again.

http://www.michigan.gov/som/0,1607,7...7941--,00.html


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post #2 of 65 (permalink) Old 10-10-2005, 04:44 PM
 
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she is a worthless POS and needs to be out of office...she kills riders safety courses but tries to push this through? I dont get her...
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post #3 of 65 (permalink) Old 10-11-2005, 03:53 AM
 
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the using yoru credit history parts makes sense, I never understood how that one got started to evaluate peoples insurability.
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post #4 of 65 (permalink) Old 10-11-2005, 04:09 AM
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Quote:
Originally posted by almightys
the using yoru credit history parts makes sense, I never understood how that one got started to evaluate peoples insurability.
Pretty simple really...The actuaries that work for the insurance companies study statistics. They found that statistically, those with poor credit typically had more claims and/or more expensive claims. Therefore, those with poor credit should pay more.

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post #5 of 65 (permalink) Old 10-11-2005, 04:29 AM
 
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Might sound good on paper, but watch how many insurance companies just say fawk it and pull out of the state or just refuse to have certain types of coverage...such as sportbikes. It has happened in other places around the country. As far as insurance rates being reflected off of your credit report, most of the major companies have been doing that for a long time.

You should be voting for this lady...voting for her opposition.
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post #6 of 65 (permalink) Old 10-11-2005, 04:33 AM Thread Starter
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Quote:
Originally posted by UglyAngelX
Might sound good on paper, but watch how many insurance companies just say fawk it and pull out of the state or just refuse to have certain types of coverage...such as sportbikes. It has happened in other places around the country. As far as insurance rates being reflected off of your credit report, most of the major companies have been doing that for a long time.

You should be voting for this lady...voting for her opposition.
I can see your point on that, BUT Michigan does have some of the highest insurance rates in the country I beleive. Somebody help me out on this, I'm pretty sure I read it somwhere real recently.


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post #7 of 65 (permalink) Old 10-11-2005, 04:38 AM
 
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Originally posted by Headlight
I can see your point on that, BUT Michigan does have some of the highest insurance rates in the country I beleive. Somebody help me out on this, I'm pretty sure I read it somwhere real recently.
Yep I remember reading that too. Of course you guys have the highest auto theft rates, which is the reason for the high premiums. Forcing the prices low will just drive the insurance companies out. And the ones that will stay will have a locked market, and will find a loophole to raise their prices even higher..



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post #8 of 65 (permalink) Old 10-11-2005, 04:50 AM
 
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Quote:
Originally posted by 919rider
Pretty simple really...The actuaries that work for the insurance companies study statistics. They found that statistically, those with poor credit typically had more claims and/or more expensive claims. Therefore, those with poor credit should pay more.

Kevin
its still BS.
so those without disposable income will make more claims becuase they dont have the extra money to just fix the vehicle themselves.
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post #9 of 65 (permalink) Old 10-11-2005, 04:57 AM
 
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Originally posted by almightys
its still BS.
so those without disposable income will make more claims becuase they dont have the extra money to just fix the vehicle themselves.
Disposable income and credit history are not the same thing. A car is a financial responcibility, so it makes sence that people who have a history of not being able to keep up with their responcibilities might just fail once again...



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post #10 of 65 (permalink) Old 10-11-2005, 06:27 AM
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Quote:
Originally posted by Judge
she is a worthless POS and needs to be out of office...she kills riders safety courses but tries to push this through? I dont get her...
+1
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