Insurance for track day??? - Sportbike Forum: Sportbike Motorcycle Forums
 
LinkBack Thread Tools Display Modes
post #1 of 6 (permalink) Old 05-14-2002, 03:59 AM Thread Starter
 
Join Date: Mar 2002
Posts: 199
Question Insurance for track day???

Does anyone know of a company that will write a one day policy for coverage of your bike while participating in either a track day, or a professionally taught course on a track.

I want to do a local race school, and start participating in track days, but I am concerned, and know I won't ride to my full potential, for fear of wrecking my bike. I already know my regualr policy won't cover it. I don't want to risk lying about where the wreck happened, and can't really afford the insurance claim anyway. Any ideas?
FastHawk is offline  
Sponsored Links
Advertisement
 
post #2 of 6 (permalink) Old 05-14-2002, 04:05 AM
 
Join Date: Mar 2002
Posts: 426
fix it yourself if you do any damage.
limegreen6R is offline  
post #3 of 6 (permalink) Old 05-14-2002, 06:04 AM
Moderator
 
Stake's Avatar
 
Join Date: Mar 2001
Location: Castle Rock, CO 80108
Posts: 710
If you are at a school you are not racing. Depending on who runs a track day, they may be considered a school as well. Some insurance companies (mine, anyway) includes schools in their normal coverage. If you haven't already asked, give them a call and find out- and make sure you emphasize the SCHOOL part of it.

Don't try to keep up with my life, you'll only get hurt.

-Mike
Stake is offline  
 
post #4 of 6 (permalink) Old 05-15-2002, 04:08 AM Thread Starter
 
Join Date: Mar 2002
Posts: 199
Insurance co (State Farm) will not cover ANY track activites. School or otherwise according to my agent. Yes, I have considered fixing it myself, 3 problems though.
1) Daily ride (I do have old car I guesss )
2)The bank owns it.
3) If I really f*** it up, cash flow would be a problem.

I high-sided a 929RR once. The bent forks, New steering head, bearings, subframe, and plastic were already near the value of the bike. True, used parts may be an option. But hell, who wants that kinda risk on a bike w/ payments. Especially for one day of track glory.

I think it's time to shop for an older track or race ready bike.
FastHawk is offline  
post #5 of 6 (permalink) Old 05-15-2002, 04:27 AM
 
Join Date: Mar 2002
Posts: 426
yeah, that's exactly why I'm looking to get a second track only bike. Repair downtime sucks.
limegreen6R is offline  
post #6 of 6 (permalink) Old 05-15-2002, 07:42 AM
 
Join Date: Jul 2001
Posts: 865
Re: Insurance for track day???

Quote:
Originally posted by FastHawk
Any ideas?
Definetly get a track bike.......!!!!!
Cam McFarland is offline  
Sponsored Links
Advertisement
 
Reply

Quick Reply
Message:
Options

Register Now



In order to be able to post messages on the Sportbike Forum: Sportbike Motorcycle Forums forums, you must first register.
Please enter your desired user name, your email address and other required details in the form below.

User Name:
Password
Please enter a password for your user account. Note that passwords are case-sensitive.

Password:


Confirm Password:
Email Address
Please enter a valid email address for yourself.

Email Address:
OR

Log-in










Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page
Display Modes
Linear Mode Linear Mode



Posting Rules  
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

 
For the best viewing experience please update your browser to Google Chrome