The subject came up again at our meeting last night and although it was 'off-topic' was still a valuable reminder for those of us who are going to play on the track to get covered.
I have not looked into exactly what coverage is offered with the policies offered with memebership to SMSA or AAM so can't comment on what you can expect.
I was extremely fortunate to have my accident claim entertained last year and I can never thank those concerned enough. However, come renewal time the policy had doubled in cost, 25% of any future claims was to be paid by me and it was clear that a similar accident would not be covered.
With regret I had to find something else. Over a beer with Johnny Noluck, I was recommended 'BUPA International' who covered his collar bone operation after one his unfortuante antics at the track.
Sure enough after explaining about bikes, track and amateur racing I go the following response:
........ With regards to your question we do not exclude extreme sports from our policies. Therefore should any treatment be required as a result of an extreme sporting activity we would cover the cost of treatment as per your membership benefits.
Please be aware that any treatment arising from or relating to any pre existing conditions, ie the pins you already have in place, will not be covered under the policy.
I signed up!
For those going to the track, check what coverage you currently have and get something sorted if you don't. (Just farting in Glenneagles costs money and the billing dept will be in your room before you can say..... turn two?...oil?....I bet that hurt?... turn two?...oil?.......
For those still looking, have a butchers at this, (Note I believe its only for ex-pats):