Re: Hard luck 1 for
Ya poor basterd ..... just as well you kept it up though otherwise you would be even more pissed.
I suggest you forget about the NCB and shite and just go through your insurance co to get it fixed. They will chase up either the other fella, or the other fella's insurance to be reimbursed (provided he has some).
After all ... the whole idea of insurance is to be assured that such incidents won't ruin your day.
Having said that I expect that here, with the typical level of service expected, especially from insurers .... you are basically farked. You will have to fill out reams of forms, your bike will be off the road for months, they will charge you your excess even though it was not your fault ... and you'll lose ALL your NCB unless you point out to the twat that processes it for you, that he has made a mistake.
You gotta love it sometimes !!