i understand where you're coming from. i have a street bike and a track bike.
i don't wanna thrash my gsxr. but my buddy who's been buggin' me to race the gsxr brought up an interesting point. he said you ride hard on the street and because there's no cornerworkers to tell you about gravel and such, you can get over your head pretty easily. at least at the track you don't have to worry about cars and such. but that's a whole other debate.
anyway, you should check w/ state farm, it's likely cheaper with them for full coverage with them than it is for liability elsewhere.
and there's a bit of debate on the tpm board with some members who are claiming that their insurance will cover them crashing during track days because it says "racing" in the policy. my 400 isn't insured, so i never took notice about the gsxr.
anyway, maybe check out the msf experienced rider's course. i hear it's very challenging. i need a tire before i can sign up.
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