No offense, but you need to learn how to drive and deal with traffic and how to predict when the guy next to you is about to cut you off. It is great that you are interested in bikes and have the desire to ride, but what you need to realize is that probably nobody here rode on the street until they had a couple of years in a car under their belt. Point #2: You want a bike? Be a man and quit relying on your parents to buy your toys for you. You said they would pay for the damage if you crash. They might take your bike away from you instead of fixing it for you just to keep you alive. Don't have the superhero impression that if you crash, you get up and walk away and fix your bike and on you go. Reality check! People die riding motorcycles! You could die on your first crash and never have the opportunity to ride. Case in point: a good friend of mine wanted to start riding bikes in North Carolina. He went to the store and bought a brand new CBR and 4 miles from the shop on his way home to show his wife his brand new bike, someone cut him off, he swerved and flew off the bike and was then cut off at the knees by a guy wire from a telephone pole that he flew past. He is now in a wheel chair for the rest of his life. Total fun- 4 miles--Total regret, the rest of his life. I don't want to ruin your perception of bikes, but now that I have been riding for over 10 years, I now realize that I didn't know as much as I thought I did about riding or driving for that matter when I first started out. We want you to ride, we just want you to stay alive.