If you had an extra $2000... - Sportbike Forum: Sportbike Motorcycle Forums
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post #1 of 44 (permalink) Old 12-14-2005, 09:39 AM Thread Starter
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If you had an extra $2000...

So I've come into an extra $2000 and I have a dilema.

Come next spring I plan on buying 2 things: a new bike and a engagement ring for my girlfriend. My dilema is this, do I put the extra 2000 towards the bike or the ring, or do i split the money between the two??

I'm leaning towards the bike, them 2006 models look mighty nice ;-)

"Let us celebrate our arrangement with the adding of chocolate to milk."
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post #2 of 44 (permalink) Old 12-14-2005, 09:58 AM
 
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I'd put the money towards the new bike.......you'll be paying for that ring the rest of your life.
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post #3 of 44 (permalink) Old 12-14-2005, 10:02 AM
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Depends on what your priorities are. For me the money would go towards the ring, no question.

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post #4 of 44 (permalink) Old 12-14-2005, 10:04 AM
 
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If she really loves, she'll understand you wont be complete without a new motorcycle
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post #5 of 44 (permalink) Old 12-14-2005, 10:06 AM
 
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Well, my suggestion is to put $1k towards the bike, and paypal me the other $1k. [email protected]


Seriously though, I'd put it all towards the bike. Keep in mind I'm 18 and single.
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post #6 of 44 (permalink) Old 12-14-2005, 10:55 AM
 
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STAY SINGLE: you dont need a paper for her to rub in your face during,after every argument... lot of women out there if you are young,, you have a lot of time to smell the roses and taste the honey ...

enjoy life before you decide to get married( enslaved )..live together and see how it is...no marriage is perfect...after 19 yrs
my wife still is able to put up with my bullshit.... and it has not always been great, ups,downs....

buy the bike and tell her its for both of you to enjoy...take her for a ride,,,then when ya get home take the girl for a ride...some women get turned on by bikes..makes for hot sex..
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post #7 of 44 (permalink) Old 12-14-2005, 11:45 AM Thread Starter
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In a way its her fault i'm into sportbikes in the first place, she convinced me to take up the sport so It really benefits both of us if i get the bike, right?

"Let us celebrate our arrangement with the adding of chocolate to milk."
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post #8 of 44 (permalink) Old 12-14-2005, 12:00 PM
 
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hell ya
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post #9 of 44 (permalink) Old 12-14-2005, 12:02 PM
 
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From a financial standpoint the loan rate on the ring will probably be for 1 to 3 year while the bike will probably go from 3-6 years. If the rate of the loans are the same (which will not be the case but they cant be to far off) the loan that takes you longer to pay will cost more in interest charges in the long run.

With that logic in mind, the lower the bike loan will be the more money you will save in the long run.

Scenario 1
$2000 ring @ 6.9 for 2 years 89.45 a month - total interest paid $146.91
$8500 bike @ 6.9 for 5 years 2000 down $128.40 - total interest paid $1204 over course of loan

Scenario 2
Pay for ring out right

$8500 bike @ 6.9 for 5 years $167.91 a month - $1574.57 total interest paid over course of loan

first scenario cost you 1350 second 1574.57. In the end it will actually cost you less to put all the money towards the bike.
Women always use the I'm saving us money routine with clothing sales. It is time for you to use it here.
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post #10 of 44 (permalink) Old 12-14-2005, 12:10 PM
 
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Quote:
Originally posted by spicersh
Depends on what your priorities are. For me the money would go towards the ring, no question.
Pay attention , Cookeetree....Once you get married, you'll have to learn to lie like this also..............
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