Oh, man- I don't even know what to say- I'm real sorry to hear that.
As far as the insurance goes, they will probably only give you the current book value. Which, could mean that if you financed the bike- well, it could be pretty depressing. I would try to take the receipts from the mods you've done and get them to the insurance company. What's the worst thing they are gonna say- no? It's definitely worth a shot.
Unfortunately, insurance companies tend to earn their customers' displeasure in situations like this. I really hope yours does right by you, especially at the kinds of premiums they charge us.
Just hang tough, man. And give your apt. manager some grief. "Secure" my ass. Never take a chance- any lock is better than none at all.
My sympathies- let us know what happens-
[This message has been edited by Hurricane (edited July 10, 2000).]