The way I ride is a combination of everything already stated...but I want to feel special, so I'll just go ahead and post anyway
When I have cages around me, period, I cover my front brake. Those assholes are less predicatable than the weather! When I 'm on the open road, in the twisties, I don't cover the front brake at all. Mostly because at the speeds that I usually take the twisties at, there wouldn't be much chance of survival anyway
To be honest, I do agree with the statement already made that in a panic situation, the survival instinct kicks in, usually resulting in the grabbing of a big handful of front brake, resulting in one wrecked bike and one pissed off rider. However, I've been riding for a long time, and have wrecked a few times (not proud, trust me!) Most, but not all, incidents like a car suddenly changing lanes or pulling out of a driveway can be handled simply by swerving. Just like they teach in the MSF class (BTW, the MSF class is the best thing you'll ever spend money on. If you ride in the street , you need to take this class. I learned a lot. I took the class "because I had to in order to get the insurance discount, but walked away impressed and smarter) Throw the hips to the left and then quickly back to the right (or vice versa) and you can avoid a lot of stuff. If I'd have known this back in 1986, I would've avoided my first bike wreck when a drunk woman in a piece of crap Chevette (5 different colors of primer, BTW) made a left in front of me. The accident was totally avoidable, but what did I know back then? I just froze and bit it. But, I digress. Cover that front brake. Think before you squeeze too hard. It's a learned skill, but it's saved me too many times to count. Just my $.02. Cheers.
"May I please, remain in this space, for darts......"