READ ON........My insurance company hit me with a $900 "Speacial Group Surcharge" increasing my insurance to $1230/year. Get this I live in a VERY rural Central PA town too. BUT, I own a Honda Super Hawk so I get screwed. They did a "audit" and decided that all motorcycles with the the following name designations CBR, Hurricane, VFR, RC & Super Hawk need to be surcharged since they are performance motorcycles. Yes I know that typically sportbikes get a higher premium but please $900!? Descrimination? I think so! So all you loyal Allstate consumers beware! As for me I am changing my auto, life, rental and motorcycle insurance to a company that rewards loyal (11yrs) customers.