Here's a couple of thoughts, not meant to be ugly... just to think about:
"I've devoted all my time and finaces available to me to my son for the last two years (not complaining theres nothing more important to me in the world).... So recently I purchased a 2002 R6..."
If your son is now 2 yrs old, that means you only have about 16 more years to go... not that you have earned a break that takes you off the hook now, somehow. You don't mention a mom, so I guess you are the sole provider for him? If so, this is what is called a "responsibility" and you have to deal with it. How will your son be supported if you are not there? You landed on your butt this time but that's luck, not skill. What if it was your neck and "Bingo, you're a quad now!" You have life insurance, I hope?
"I dont feel I was exceeding my skill I just miscalculated the turn..."
To me, if I crash, I exceeded my skill (unless somebody else just flat runs over me).