I just finished the MSF course the day before yesterday here in North Carolina. It costs $80 and will give me a 10% discount on my insurance. I learned alot from the course. I'm 45 years old and raced motocross from 13 to 23 years of age, and then quit riding for over 20 years. The course offers lots of confidence inspiring exercises, i.e. controlled rear wheel skids, braking in turns, hard right and left handed turns, and the infamous "figure eight" ride with 12 riders (about 8 of which never rode a MC). One of the instructors I had is a "veteran" motorcycle cop and this guy could ride a "Gold Wing" thru the cone weave exercise, AWESOME. Though it was hot and humid here in NC, the course comes "highly recommended" from me. TAKE IT. Tom.